payment service (formerly payment service) requires phone number during registration and when executing large transfers. If you work with multiple accounts or value privacy, virtual numbers are a standard solution. Let's cover the complete registration, verification, and number management process.

payment service: phone number requirements

payment service (international transfer platform, owned by payment service Ltd, licensed by FCA) requires number at two stages:

  • Registration — SMS with confirmation code when creating account.
  • Payment verification — when first transfer exceeds limit (usually 10,000 euros/month), payment service sends 2FA code to number.
  • Access recovery — if forgot password or suspect account compromise.

payment service checks numbers less strictly than payment service or Revolut, but still excludes clearly fake numbers (one-time, temporary, VOIP from known services).

Which numbers payment service accepts

Geography support

payment service supports numbers from 150+ countries, including:

  • Europe (all EU countries, UK, Switzerland)
  • USA, Canada
  • Australia, New Zealand
  • Japan, South Korea, Singapore
  • Turkey, UAE
  • Russia, Ukraine (technically work, but may be blocked by sanctions)

Choosing number for registration

Recommended strategy:

  • USA (+1) — universal option. Fast SMS, high IP reputation in payment service system.
  • Great Britain (+44) — stable, since payment service founded in UK. FCA better recognizes UK numbers.
  • Europe (+49, +33, +39) — work, but payment service may request additional document verification.

Avoid numbers:

  • Belarus, Russia (during sanctions, platform may restrict accounts).
  • Iran, North Korea, Syria (countries under OFAC sanctions).
  • Known VOIP services (Skype, Google Voice) — payment service often blocks them at registration level.

Getting virtual number for payment service

On turbon.rent platform

turbon.rent provides numbers for payment service with following advantages:

  • Fast SMS delivery — code arrives in 3-7 seconds.
  • Incoming call support — payment service sometimes calls for verification on transfers 50,000+ euros. turbon numbers support incoming calls.
  • Long-term rental — can keep number 7-30 days, price 80-200 rubles depending on geography.
  • API for automation — if registering 50+ accounts, can integrate via API.

Step by step via turbon

  1. Log in to turbon.rent.
  2. Go to OTP activation section.
  3. Find payment service in service list (usually in Fintech or Money Transfer category).
  4. Select country (recommend USA or UK).
  5. Click "Get Number" — new number opens with timer (available 30 minutes to receive code).
  6. Copy number, use during payment service registration.

payment service registration with virtual number

Step 1: Preparation

Before registration:

  • Open browser in incognito mode (or use profile in anti-detect).
  • Enable proxy/VPN corresponding to number geography (e.g., for US number — US proxy).
  • Prepare fake email (Gmail, Yandex, ProtonMail).
  • Prepare password (minimum 12 characters, letters + numbers + special characters).

Step 2: Going to the service website

Open the service website:

  1. Click "Sign Up".
  2. Select language (English recommended for maximum compatibility).
  3. Enter email.
  4. Set password.
  5. Click "Create Account".

Step 3: SMS verification of number

payment service will send code to number:

  1. On "Verify your phone number" screen, select country (corresponding to virtual number).
  2. Enter number from turbon.rent (format without +, e.g. 14155552671 for USA).
  3. Click "Send Code".
  4. In turbon.rent dashboard SMS with code will appear (usually in 3-5 seconds).
  5. Copy code, paste in payment service.
  6. Click "Verify".

Step 4: Filling profile

After number verification, payment service will require:

  • First and last name (in English, corresponds to ID document).
  • Address (corresponds to number geography and stated country in profile).
  • Date of birth (must be 18+).
  • Occupation (choose something neutral: Student, Employed, Self-Employed).

Step 5: Identity verification (KYC) — optional at initial stage

payment service requires KYC (passport/ID upload), but usually only at first transfer above 5000 euros. Can skip at initial registration.

If system requires immediately:

  1. Upload ID photo (passport, driver's license).
  2. Upload selfie for face verification.
  3. Wait for verification (usually 1-5 minutes).

After registration: number management

Should you change the number

After successful registration, number can stay or change:

  • Keep number — if planning to use account long-term and frequently transfer money. Number will receive 2FA codes for large payments.
  • Change number — can do through Settings → Mobile Number after 48 hours. Enter new real number or different virtual number from turbon.

How to change number in payment service

  1. Log in to payment service account.
  2. Go to Settings → Security → Mobile Number.
  3. Click "Edit".
  4. Enter new number.
  5. payment service will send confirmation code to new number.
  6. Insert code.
  7. Number changed.

Timeout: recommended to wait minimum 24 hours between registration and number change (payment service may consider urgent change as account compromise attempt).

Security with payment service

Two-factor authentication (2FA)

payment service recommends enabling 2FA for additional security. Options:

  • SMS 2FA (default) — code sent to phone number. If using virtual number, ensure it's available at each login.
  • Authenticator app (Google Authenticator, Authy) — generates codes locally, more secure. Recommended for multi-accounting.

Limits and payment verification

payment service sets limits based on verification:

  • Without KYC — up to 10,000 euros transfers monthly. More — requires document verification.
  • With basic KYC (passport) — up to 100,000 euros monthly.
  • Full verification (passport + funds source) — above 100,000 euros.

For regular 5000-50,000 euro transfers, need at least basic KYC with real ID document.

Avoiding account blocking

  • Don't change number more than once weekly — payment service sees this as hiding account connection.
  • Don't transfer to same destination multiple times daily — may look like structuring (breaking large sum into smaller ones).
  • Don't fund multiple accounts from one card — payment service can link accounts into one network.
  • Maintain pause between registrations — minimum 4-6 hours if using same IP.

Multi-accounting on payment service: infrastructure

If registering multiple accounts:

  • Different IPs for each account (mobile proxies or VPN from different regions).
  • Different browser fingerprints (if using browser — use anti-detect).
  • Different payment cards (different owners) for funding and withdrawals.
  • Different emails (from different providers).
  • Different ID documents during verification (if legitimate multi-accounting for different individuals working in one team).

Conclusions

payment service is most loyal to virtual numbers among fintechs: no long-term number ownership requirement, system quickly verifies SMS, supports number change after registration. Use turbon.rent to get number: fast, reliable, with incoming call support if needed. For multi-accounting, maintain isolation by IP, browser, payment methods — and system won't link accounts into chain.